What To Do When You Have a Storm Claim
Assessing Your Property Damage
Florida experiences an abundance of large thunderstorms every year that have the power to cause a large amount of damage to your home. If damage is left untouched and vulnerable to the elements, your house may suffer further and more costly damages. If you are unsure about how to proceed, it is vital that you take the proper steps in order to ensure you get the insurance coverage you need.
How to File a Claim to Your Insurance Company
The first step following a large storm is to document the state of your house and property immediately. Not only is your damaged house at risk, but insurance companies often require that you file storm damage claims within a certain time frame following a storm. Begin by searching your property thoroughly and assessing all damage. Take pictures of any and all damage so you have evidence if it is disputed later on and document it as well. You may even want to look for any news articles describing the date and severity of the storm. Contact three different contractors and request they perform a full inspection and provide you with a written proposal. Do not settle by consulting the pre approved contractors recommended by your insurance provider because they will be looking for ways to satisfy your provider, not you. Next, you will want to thoroughly review your coverage policy and then contact your insurance company for an adjuster inspection.
What if My Claim is Denied?
Insurance companies are consistently willing to collect your money, however they can sometimes be a bit resistant when it comes to covering your damage fees. If your insurance company denies your claim, do not immediately give up. A storm damage claims attorney can help fight your insurance company by proving they did not properly assess the damage, have repeatedly denied the same level of damage to other clients or their provided reason for denying your claim is not valid.
Storm Claims Lawyer in Orlando, FL
The Law Offices of Michael B. Brehne, P.A. is dedicated to making sure that every homeowner receives the coverage they deserve. Our experienced and determined Orlando lawyers will provide you with the support you need to combat a powerful insurance company. Hiring a storm claims attorney will remove the pressure off of you. Contact our offices today for an insurance lawyer you can depend on and let our team help you.