Safeguard Your Property From Storm Damage

Although we’re nearing the end of the year, hurricane season is still upon us, and with it, the pesky risk of property damage! Whether you’re a proud homeowner or auto commuter, it’s never too early to prepare for the worst. To help you avoid hurricane damage, we’ve put together a short list of must-dos in preparation for the next storm.

Did your insurer deny your storm damage claim? Contact an insurance dispute attorney at the Law Offices of Michael B. Brehne, P.A., right away to request a free consultation.

Prepare Your Home

Regardless of whether you plan to evacuate, remember to prep your home for strong winds and heavy rainfall. Double-check that your homeowners’ insurance has the coverage you need ahead of the next storm and consider the following preparation steps.

  • Declutter drains and gutters.
  • Bring in outside furniture.
  • Consider buying hurricane shutters.
  • Invest in and power up a generator.
  • Check all roof shingles and reseal if necessary.
  • Trim any tree branches within 10 feet of your house.
  • Turn your refrigerator and freezer to their highest settings.
  • Check the foundation of your house for any cracks or other signs of distress.

Be Ready For Home Insurance Disputes

Hurricane season is also peak season for home insurance companies, which are likely to deny more claims during this time. But, you don’t have to get the short end of the stick here. If your claim is denied, contact a homeowners’ insurance attorney right away.

No matter the type of property damage, our insurance dispute lawyers can help troubled homeowners get the compensation they deserve. We have experience handling all sorts of insurance disputes, including flood damage, hail and wind damage, and water damage.

We are familiar with the standard policy language, approval criteria, and exclusion tactics insurance companies use to deny claims. But don’t worry. We also know how to investigate, collect evidence, and overcome an insurer’s resistance to settling claims.

Prepare Your Car

Aside from your home, your vehicle is perhaps your next most valuable asset — make sure you safeguard it against violent winds and heavy rainfall. The following include some vital steps to protect your vehicle this hurricane season.

  • Store emergency supplies in your trunk.
  • Keep a full gas tank as this can be in short supply during storms.
  • Ensure your windshield wipers and tires are in working condition.
  • Charge all electronics and backup battery supplies.
  • Follow your local evacuation orders and guidelines.
  • Place your auto and home insurance documents, vehicle registration, title, and other essential documents in a waterproof bag and bring them with you.
  • If evacuating without your car, do not leave in a flood-prone area.

Be Ready For Car Insurance Disputes

Unfortunately, car accidents are not uncommon during evacuations, given the increased traffic and panic levels on the streets. More accidents also mean insurance companies have more claims to contend with, making them more likely to deny claims during these times. 

If your car insurance company refuses to compensate you fairly, contact an auto insurance attorney right away to represent you. As one of Orlando’s most recognized insurance dispute law firms, we’ll work tirelessly to get you the settlement you deserve during these trying times.