While we laugh at the haphazardness of the Griswold Family Christmas in “National Lampoon’s Christmas Vacation”, it’s rarely a laughing matter when your holidays resemble the Griswolds’. Luckily, homeowners insurance covers most major holiday mishaps and the insurance claims lawyers in Orlando with the Law Offices of Michael B. Brehne, P.A. can help you file a claim.

Common Reasons For Holiday Home Insurance Claims

After the busy holidays are done for another year, many people plan on relaxing rather than dealing with an insurance company. But if your holidays included one of these unexpected reasons for holiday home insurance claims, contact the insurance dispute lawyers with the Law Offices of Michael B. Brehne, P.A. for help with your claim.

Fires

The only fire anyone wants during the holidays is in a supervised fireplace. But every year, dried out Christmas trees, unattended candles, and overloaded outlets cause hundreds of house fires. Be proactive so you can avoid fire damage claims by only using extension cords and/or lights marked for indoor use, and consider switching to an artificial tree which doesn’t need watering.

Water Damage

A broken pipe can quickly douse any holiday cheer in gallons of water, leaving you with a large mess and wondering how much your homeowners insurance will cover. Most standard home insurance policies cover water damage from broken pipes. The insurance attorneys with the Law Offices of Michael B. Brehne, P.A. will review your situation and fight the insurance company for a full policy payout for water damage.

Theft

If someone played the role of The Grinch during the holidays and stole your gifts, your personal property insurance covers the items. However, your specific policy may limit the coverage from 50 percent to 70 percent of your home’s coverage. A great way to prevent having a visit from The Grinch is to have deliveries left with a neighbor who will be home or, if possible, at your place of work.

Personal Injury

Traveling over the river and through the woods often includes interstate travel with thousands of others also heading to grandma’s house for the holidays. The increase in traffic also increases the number of car accidents and personal injury claims. The Law Offices of Michael B. Brehne, P.A. have years of experience helping clients file and receive compensation due following a personal injury accident during the holidays.

Advice For Filing Home Insurance Claims

There are lists and more lists out there with tips, tricks, and advice for filing home insurance claims. During our years as insurance dispute attorneys in Orlando, the Law Offices of Michael B. Brehne, P.A. has found these two tips play a pivotal role in the claims process.

File Your Claim ASAP

The sooner you file your home insurance claim, the sooner the company can begin its process and you can begin the repair process on your home. Most policy claims need to be filed within two weeks, though some have a 30-day window to file. It’s recommended to file a homeowners insurance claim when the holiday damage exceeds your deductible.

Don’t Throw Away Anything

The piles of wrapping paper and empty gift boxes can head to the curb for recycling after the holidays, but only if they’re not related to your home insurance claim. Otherwise, plan on keeping everything you can to back up the claim, including receipts for repairs and damaged items.

Contact An Orlando Lawyer For Homeowner Insurance Disputes

If your holiday cheer turned into holiday drear because of a home insurance claim, contact an Orlando lawyer for homeowner insurance disputes. The Law Offices of Michael B. Brehne, P.A. bring years of experience representing homeowners and renters in insurance disputes. Our dedication to you means we’ll take on the insurance company so you receive the full compensation due to you for your claim. Get back to the holiday cheer, contact us today!