Hail & Wind Damage Attorneys
Qualified Representation for Hailstorm & Wind Property Damage Claims
Many Florida homeowners and businesses run into insurance coverage problems with hail and wind damage insurance claims. For help from the attorneys who know how to protect the interests of the insured in the event of storm losses, contact the Law Offices of Michael B. Brehne, P.A. in Altamonte Springs, FL. An experienced roof damage attorney can review your homeowners insurance policy and take on the insurance company for the full amount of compensation due under the policy.
Storm Damage Lawyers
Establishing Your Rights After Storm Damage In Central Florida
Our experience with investigating local historic weather conditions and presenting the evidence through highly credible experts can give you a significant advantage when an insurer denies coverage. Usually it's on the simple grounds that no storm severe enough to have caused the damage passed through your area at the time of loss. Hailstorms and straight-line winds can be highly localized. An Orlando roofing lawyer with the Law Offices of Michael B. Brehne, P.A. has the ability to correlate detailed meteorological records to the damage you experienced can protect your right to payment.
The most common approaches that property insurance companies take is to resist payment based on pre-existing damage or poor workmanship in construction, or to understate the losses and expenses related to repairs or debris removal. For example, the insurer might offer to patch your roof when you actually need a new one. Our home insurance lawyers know how to develop and document your proof of loss with thoroughly itemized estimates that can stand up in court whenever necessary.
Hail & Wind-Caused Roof Damage
Wind can blow damaging debris, such as broken glass and tree branches, across the roof. Tree branches blown during a windstorm may also damage the roof by scratching the roofing material or even puncture the roof surface. Hail damages a roof by removing the protective granules covering asphalt shingles and if the stones are large enough, creating holes in the roof itself. If your roof has suffered damage from hail or wind, contact a home insurance claim attorney in Orlando with the Law Offices of Michael B. Brehne, P.A.
Prepare For Hail Or Wind Damage
While even the most experienced meteorologist can’t predict when and where a hail or wind storm will strike, there are two steps homeowners can take to prepare the roof for possible hail or wind damage. If your roof is damaged in a hail or wind storm, contact an experienced property insurance lawyer at the Law Offices of Michael B. Brehne, P.A.
Regularly Cut Back Trees
Hail and/or wind can cause tree branches to crack and break, sending them crashing into your roof. Regularly cutting back limbs and branches that overhang the roof lessens the chance of roof damage during a storm. If you have a weakened or dying tree near the home, hire an arborist or tree service company to remove it.
Repair Previous Roof Damage
Minor damage from a previous storm can quickly become major damage after the next storm if it’s not repaired in a timely fashion.
Inspect Your Roof For Hail Or Wind Damage
After the storm has passed and it’s safe to go outside, you’ll want to inspect the roof from three angles — inside, outside, and on a ladder. During your inspection, take photos of the roof and any damage discovered to be used when filing a roof damage claim. The photos will help an Orlando roof claim attorney build a case in your defense if the insurance company denies your claim.
Inside The Home
If accessible during the daytime, check in the attic for any signs of sun or natural light showing through the roof. This is a telltale sign the roof has damage and needs immediate repair or replacement. Use a flashlight to check for dark stains, streaks, and sagging in the roof, common signs of water damage.
Outside From Ground Level
Usually you can view most of the roof from ground level. Walk around the home looking for:
- Cracked, curled, or missing shingles;
- Dark patches on shingles;
- Bent or missing flashing around chimneys and vents; and
- Debris, such as tree limbs, on the roof surface.
Standing On A Ladder
Only use a ladder to inspect your roof if it’s safe to do so. Look for loose or missing nails in shingles and flashing on the backside of a chimney and other areas not visible from the ground.
Call For Help With Property Insurance Coverage Disputes
The Law Offices of Michael B. Brehne, P.A., works with business owners and homeowners in the Orlando, Central Florida and Tampa areas to help with the insurance coverage you need for structural damage, landscaping damage or damage to motor vehicles. For more information about the best ways to present your claims for hail or wind damage, contact our office to speak with an experienced roof damage claims attorney in Orlando.