Every year from June 1 to November 30, Florida’s residents brace themselves for hurricane season. Homeowners and renters prepare by buying a large supply of water and canned goods, purchasing a generator and putting up shutters. Even still, the aftermath of a hurricane can, at times, leave property owners with damages and repairs to tend to.
The Law Offices of Michael B. Brehne, P.A., in Central Florida represents homeowners and businesses in disputes over casualty losses related to hurricane damage. Given our experience with Florida insurance law and the practical details of the claims settlement process, we have an important advantage in helping property owners in Orlando deal with hurricane losses.
Insurance disputes related to hurricane damage can come up in any number of ways. As a general rule, it is important that you give your insurance company a chance to deal with you fairly before bringing an attorney into the equation. At times, business and homeowners insurance companies will often cut costs wherever they can and try to reach quick settlements with you for unreasonable amounts. Insurance companies may even flat out deny some claims that should be paid. Use your best judgment in dealing with these insurance companies, and don’t be too quick to accept their initial offer.
In certain situations, an insurer’s reluctance to deal fairly with you can amount to bad faith in violation of its coverage commitment. Michael Brehne’s law firm can take an insurance company to court not only to collect your losses but also for the additional damages and attorneys’ fees caused by the insurer’s failure to live up to its contractual commitments.
Hurricanes are major natural disasters with massive financial consequences for insurance companies. They have every incentive to minimize their payout exposure on a case-by-case basis, and if they have the chance to do so at your expense, don’t be surprised when they take it.
Orlando Hurricane Claim Insurance Lawyer
Protecting Your Interests in Insurance Disputes Over Hurricane Damage
Here are some of the tactics to watch for when you submit your hurricane loss claim:
- Denial of coverage based on exclusions, conditions or failure to make a timely claim
- Rejection of particular items of loss on the proof of claim
- Rejection of the owner’s valuations as overstated
- Unreasonable delays in site inspection or claim response
- Repetitive requests for information
This Orlando insurance claim lawyer knows how to keep insurance companies honest by providing proper documentation for disputed hurricane loss claims and making sure that elements of hidden damage, such as toxic mold or water damage within walls, are not overlooked in your loss claim. We also help you recover the full extent of your additional living expenses during a long period of temporary residential arrangements.
In addition, our law firm can serve as your Orlando homeowner insurance claim attorney and your Orlando flood insurance claim lawyer. The practice also focuses on life, disability and commercial insurance disputes, sinkhole claims, and theft and burglary insurance claims.
If you or a family member has been injured or your property has been damaged, you may be able to collect money damages for your pain or loss. Please call The Law Offices of Michael B. Brehne, P.A., in Orlando at 407-265-2195 to schedule a free consultation to discuss your rights and legal options. You can also contact us online. We are available 24 hours a day and have off-site appointments.