Private Disability Insurance Claims in Greater Orlando and Central Florida
Anyone at any time can find themselves unable to work through illness or accident. If you are fortunate enough to be covered under private disability insurance, you will have the opportunity to collect most of your current income for a period of time defined in the policy. In many cases, however, resistance on the part of the insurance company will not only delay or frustrate your access to badly needed income, it will also add considerably to the stress of your situation.
If you have suffered a serious illness or injury that keeps you away from work and you’re considering a claim for disability benefits under a personal or group policy, you should seek legal advice before you even make the application. Mistakes in the earliest stages of the disability insurance process can put you at a serious disadvantage that you may not be able to correct later.
Contact The Law Offices of Michael B. Brehne, P.A., in Altamonte Springs for dependable advice about the long and short-term disability claims process. We can give you a good idea of what you’ll need to show in order to establish a right to payment for a particular disability. Sometimes clients encounter trouble with long-term disability insurance applications even after a short-term disability was approved. Our attorneys help claimants with a wide variety of physical or mental problems, both traumatic and chronic in nature:
- Serious motor vehicle accident injuries
- Other personal injury problems
- Heart disease
- Diabetes with complications
- Convalescence following major surgery
- Cardiopulmonary disorders
- Severe arthritic conditions
- Emotional or psychiatric disorders such as severe depression, panic or anxiety problems, or bipolar conditions
Our lawyers make sure that your disability application is properly supported by medical evidence. Applicants stand to benefit from our familiarity with what insurers need to see to act favorably on your claim and continue paying benefits.
We also advise people about their options when their disability benefits are suspended, terminated or rescinded. Especially when the benefits have been in place for a long time, the insurer will require medical reports and similar updates to document the fact of continued disability. Insurers will also put disabled people under surveillance to spot signs of activity inconsistent with the disabling condition.
Call for Advice About Private Disability Insurance Claims
If you need guidance about the best ways to approach a private disability insurance application, or if you need advice about your options if an application has been denied, contact The Law Offices of Michael B. Brehne, P.A. for a free consultation.
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